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    • About
      • Board of Directors
        • Board Nominations
      • Bylaws
      • Code of Ethics
      • Members in Action
        • Awards
        • Honorary Members
        • Volunteer
      • Nonprofit Status Information
        • Anti-Trust Statement
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      • Standing Committees
      • Sponsorships and Advertising
        • Become a Sponsor
        • Advertise with Us
      • Sustaining Fund
      • Contact Us
    • News
      • Submit News
      • Newsletter Archives
    • Resources
      • ALTA Best Practices
      • Coronavirus Resources
      • Cyber Fraud Resources
        • Wire Fraud
      • History of Title Insurance
      • Industry Links
      • Know Before You Owe
        • Closing Checklist
        • Closing Disclosure Explainer
        • Guide to Closing Forms
        • Loan Estimate Explainer
        • Your Home Loan Tool Kit
      • Recording Fees and Requirements
      • Regulation of Title Insurance
      • Technology Vendors
      • Title Insurance FAQs
        • Owner’s Policy Comparison
    • Education
      • Annual Conference 2023
      • Courses
        • On Demand Courses
        • Title 101
        • Title Training
      • Land Title School
      • Mississippi CLE FAQs
      • Request a Course
      • Become a Teacher
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    Author: Binford Williams, Jr.

    M. Binford (Ben) Williams, Jr., has over 30 years’ experience in large, complex commercial transactions. Ben's practice is fast-paced and, on a regular basis, includes nuanced structures, innovative financing alternatives with lender and borrower clients alike, and acquisitions and mergers of businesses . His work includes significant representation of lenders in commercial loans (C&I, real estate, bonds, interest rate swaps), developers in the development, construction, and operations of complex real estate projects (apartment complexes, manufacturing facilities, shopping centers), and corporations in acquisition of subsidiaries and properties. He serves as outside general counsel for several corporations in various industries.

    Swapping a floating rate for a fixed rate

    In the commercial loan world, pricing is frequently tied to a floating (variable) rate index, which places the risk of a rising interest rate squarely…

    • Posted by Binford Williams, Jr.
    • Categories News
    • Date June 11, 2019

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