Real Property with a Manufactured or Mobile Home (HB 827)

On March 19, 2018, House Bill 827 was approved by the Governor of the State of Mississippi, with an effective date of January 1, 2019. This bill is important because it establishes a definite scheme for an owner of a manufactured or mobile home (hereinafter a “Home” or “Manufactured Home”) and the real property to which the Home is permanently attached to “retire” the title and “convert” the Home to real property through a process of affixation. Additional provisions of this new law will also allow Homes with titles previously retired to real property to be converted back to personal property and issued new certificates of title or, in the case of Homes destroyed by fire, tornado or other causes, to document their destruction.